Saturday 29 September 2018

14 Hacks That Will Save You a Ton of Money


In today’s economy living (and all the expenses associated with it) can become incredibly expensive. This is why we must do our best to save and invest our money! We need it to grow and allow us the opportunity to live how we want to live. The following are 14 money saving life hacks that will help you keep more money in your bottom line so you can enjoy the true pleasures of life.

1. Clear your browsing history.

When shopping online and comparing prices, make sure you clear your cache and browser history. (Especially when buying airline tickets!) Online companies follow your searches based on your cache and history and will raise prices based on this information. Also, when you make a payment online, use the guest option instead of signing in and up as a new account. New customers usually get the lower prices.

2. Lower the brightness on the TV and computer screen.

Not only will this help your eye health, but by lowering the brightness of your TV and/or computer monitors from the default setting you can reduce your power consumption by up to 40%. The default brightness is the setting that is made to make the TV or computer look good and bright in stores (with all that florescent overhead lighting!).

3. Carry large bills.

Research shows if you pay in cash rather than credit card you will likely spend less. The reason? You can actually see what you’re spending when you use cash. And to take it a step further, if you only carry $50 dollar bills you are less likely to break it, which saves you from making impulse buys.

4. Build your credit.

Whether you have good credit, fair credit, or bad credit, work on building it up. Not only is credit used to determine your rate on loans, but utility and insurance companies have begun using credit scores to determine your monthly premium.

5. Wait until the end of the month to make large purchases.

All sales reps have quotas to meet per month, so if you wait until the end of the month to make a big purchase you can be potentially saving a lot. If a salesperson has had a slow month they may be willing to give you a deep discount in order for them to make any sale—and their quota. Tip: This is especially true with car dealers.

6. Paint your roof white.

If you are a homeowner, painting your roof white may save you thousands of dollars on your electric bill. Traditional roofs are a dark color and, as many of us know, dark absorbs more heat. So your dark color roof is absorbing more heat than a lighter colored roof, causing you to use more air conditioning during hot summer days. It may be worth the upfront investment to paint for the long-term savings!

7. Brew your own coffee.

Can’t kick your coffee habit? Instead of spending $3 per cup at your fancy coffee shop, try brewing coffee at home. Doing so will save you thousands of dollars per year—home brewing cuts your cost to about $0.25 per cup.

8. Become a flexitarian.

The term flexitarian refers to someone who is flexible with how they eat—not a total vegetarian but not eating much meat either. With prices of beef and various meats increasing, eating vegetarian 2-3 times per week will save you some significant cash.

9. Buy generic.

Did you know that many name brand household products carry the same ingredients as generic brands? You can save thousands of dollars by simply buying the generic store brand instead of the well-known brand.

10. Buy a water filter.

You’d be surprised at the amount of money spent each year on bottled water. Buying a water filter will not only save you money but can also add health benefits. Filtered water can be better for you than spring water because of the process it goes through.

11. Exercise daily.

Research shows that exercising daily limits the amount of trips to the doctor’s office, which can ultimately lower medical bills.

12. Dine out at culinary schools.

Dining out can become very expensive, especially if you do it often. So dine out at culinary schools! You can get a delicious five-course meal for nearly half the price.

13. Drink water before eating.

Many people overeat because they mistake thirst for hunger. Drinking water before a meal will allow you to only consume what you need, which in turn will save you money on meals.

14. Ask and you shall receive.

Most companies usually offer promotions to save money but will not proactively offer it. So simply ask! Whenever you work with a gas company, phone company, Internet provider, or even your credit card company, ask if there is a way to lower your costs.

Friday 28 September 2018

20 funny pictures that will make you laugh every single time. #5 made me cry!


The web is an inexhaustible mine of funny pictures, with millions of people looking for their daily dose of laughter.

In this post you will find 20 images that will make you laugh every single time you see them. Or at least this is the effect they have on us.

Seriously, can you scroll down this entire page without even smiling?

If you like this post, share it with your friends!

1. Alternative spelling


2.

3. The Wait


4. Angel or Bully?

5. The rebel
6. College class 

7.

8.

9.
10.


Thursday 27 September 2018

Celebrities born in October




Ryan Reynolds, Kim Kardashian West, Kate Winslet and more: Find out which
 celebrities have birthdays this month.

Brie Larson





Brie Larson was born on Oct. 1, 1989.
Photo Credit: Getty Images / Kevork Djansezian
Brie Larson was born on Oct. 1, 1989.

Zach Galifianakis





Zach Galifianakis was born on Oct. 1, 1969.
Photo Credit: Getty Images / Kevin Winter
Zach Galifianakis was born on Oct. 1, 1969.

Julie Andrews





Julie Andrews was born on Oct. 1, 1935.
Photo Credit: Getty Images / Kevin Winter
Julie Andrews was born on Oct. 1, 1935.

Sting





Sting was born on Oct. 2, 1951.
Photo Credit: Getty Images for Cherry Tree / Nicholas Hunt
Sting was born on Oct. 2, 1951.

Kelly Ripa





Kelly Ripa was born Oct. 2, 1970.
Photo Credit: AP
Kelly Ripa was born Oct. 2, 1970.

Camilla Belle





Camilla Belle was born on Oct. 2, 1986.
Photo Credit: Getty Images
Camilla Belle was born on Oct. 2, 1986.

Dakota Johnson





Dakota Johnson was born on Oct. 4, 1989.
Photo Credit: Getty Images / Alberto E. Rodriguez
Dakota Johnson was born on Oct. 4, 1989.

Kate Winslet





Kate Winslet was born on Oct. 5, 1975.
Photo Credit: Getty Images / Daniel Zuchnik
Kate Winslet was born on Oct. 5, 1975.

Jesse Eisenberg





Jesse Eisenberg was born on Oct. 5, 1983.
Photo Credit: AP
Jesse Eisenberg was born on Oct. 5, 1983.

Jazz Jennings





LGBTQ rights activist Jazz Jennings was born on
Photo Credit: Getty Images for GLAAD / Kimberly White
LGBTQ rights activist Jazz Jennings was born on Oct. 6, 2000.

Simon Cowell





Simon Cowell was born on Oct. 7, 1959.
Photo Credit: AP
Simon Cowell was born on Oct. 7, 1959.

Matt Damon





Matt Damon was born on Oct. 8, 1970.
Photo Credit: Getty Images / Kevin Winter
Matt Damon was born on Oct. 8, 1970.

Nick Cannon





Nick Cannon was born on Oct. 8, 1980.
Photo Credit: AP
Nick Cannon was born on Oct. 8, 1980.

Chris O'Dowd





Chris O'Dowd was born on Oct. 9, 1979.
Photo Credit: Nicholas Hunt / Getty Images for Tribeca Film Festival
Chris O'Dowd was born on Oct. 9, 1979.

Mario Lopez





Mario Lopez was born on Oct. 10, 1973.
Photo Credit: Getty Images/Frederick M. Brown
Mario Lopez was born on Oct. 10, 1973.

Cardi B





Cardi B was born Oct. 11, 1992.
Photo Credit: AP / Invision / Jordan Strauss
Cardi B was born Oct. 11, 1992.

Matt Bomer





Matt Bomer was born on Oct. 11, 1977.
Photo Credit: Getty Images / Bryan Steffy
Matt Bomer was born on Oct. 11, 1977.

Hugh Jackman





Hugh Jackman was born on Oct. 12, 1968.
Photo Credit: Getty Images / Kevin Winter
Hugh Jackman was born on Oct. 12, 1968.

Josh Hutcherson





Josh Hutcherson was born on Oct. 12, 1992.
Photo Credit: Getty Images / Mark Davis
Josh Hutcherson was born on Oct. 12, 1992.

Sacha Baron Cohen





Sacha Baron Cohen was born on Oct. 13,
Photo Credit: Getty Images / Astrid Stawiarz
Sacha Baron Cohen was born on Oct. 13, 1971.

Usher





R&B singer Usher was born on Oct. 14,
Photo Credit: AP
R&B singer Usher was born on Oct. 14, 1978.

Keyshia Cole





Singer Keyshia Cole was born on Oct. 15,
Photo Credit: Getty Images / Alberto E. Rodriguez
Singer Keyshia Cole was born on Oct. 15, 1981.

John Mayer





John Mayer was born on Oct. 16, 1977.
Photo Credit: Getty Images / Jason Merritt
John Mayer was born on Oct. 16, 1977.

Eminem





Eminem was born on Oct. 17, 1972.
Photo Credit: Getty Images
Eminem was born on Oct. 17, 1972.

Zac Efron





Zac Efron was born on Oct. 18, 1987.
Photo Credit: AP
Zac Efron was born on Oct. 18, 1987.

Jon Favreau





Jon Favreau was born on Oct.19, 1966.
Photo Credit: Getty Images for Tribeca Film Festival / Theo Wargo
Jon Favreau was born on Oct.19, 1966.

John Krasinski





John Krasinski was born on Oct. 20, 1979.
Photo Credit: Invision / AP / Richard Shotwell
John Krasinski was born on Oct. 20, 1979.

Snoop Dogg





Snoop Dogg was born on Oct. 20, 1971.
Photo Credit: AP
Snoop Dogg was born on Oct. 20, 1971.

Kim Kardashian West





Kim Kardashian West was born on Oct. 21,
Photo Credit: AP
Kim Kardashian West was born on Oct. 21, 1980.

Amber Rose





Amber Rose was born on Oct. 21, 1983.
Photo Credit: Getty Images / Frazer Harrison
Amber Rose was born on Oct. 21, 1983.

Christopher Lloyd





Christopher Lloyd was born on Oct. 22, 1938.
Photo Credit: Getty Images / Theo Wargo
Christopher Lloyd was born on Oct. 22, 1938.

Ryan Reynolds





Ryan Reynolds was born on Oct. 23, 1976.
Photo Credit: Getty Images / Dimitrios Kambouris
Ryan Reynolds was born on Oct. 23, 1976.

Drake





Drake was born on Oct. 24, 1986.
Photo Credit: Getty Images for Coachella / Christopher Polk
Drake was born on Oct. 24, 1986.

Katy Perry





Katy Perry was born on Oct. 25, 1984.
Photo Credit: Getty Images/Rich Fury
Katy Perry was born on Oct. 25, 1984.

Ciara





Ciara was born on Oct. 25, 1985.
Photo Credit: Getty Images / Alberto E. Rodriguez
Ciara was born on Oct. 25, 1985.

Seth MacFarlane





Seth MacFarlane was born on Oct. 26, 1973.
Photo Credit: AP
Seth MacFarlane was born on Oct. 26, 1973.

Kelly Osbourne





Kelly Osbourne was born on Oct. 27, 1984.
Photo Credit: Getty Images
Kelly Osbourne was born on Oct. 27, 1984.

Julia Roberts





Julia Roberts was born on Oct. 28, 1967.
Photo Credit: AP / Chris Pizzello
Julia Roberts was born on Oct. 28, 1967.

Winona Ryder





Winona Ryder was born on Oct. 29, 1971.
Photo Credit: Getty Images / Slaven Vlasic
Winona Ryder was born on Oct. 29, 1971.

Ashley Graham





Model Ashley Graham was born on Oct. 30,
Photo Credit: AP
Model Ashley Graham was born on Oct. 30, 1987.

Rob Schneider





Photo Credit: Neil Visel
"Saturday Night Live" alumnus Rob Schneider was born Oct. 31, 1963.